Terms and Conditions

By using a Complete Merchant Solutions site, you are deemed to have agreed to all terms, conditions, use, and notices contained or referenced herein (the "TERMS & CONDITIONS"). Complete Merchant Solutions reserves its right, at its discretion, to update or revise these terms & conditions. You should check these terms & conditions periodically for changes. By accessing Complete Merchant Solutions’ sites after the posting of any changes to the terms & conditions, you acknowledge and agree to those changes, whether or not you have reviewed them.


Site Use

These terms & conditions apply to your use of all of the sites and services owned or operated by Complete Merchant Solutions, LLC, and its affiliates (collectively referred to in these terms & conditions as "Complete Merchant Solutions"). Unless we say otherwise, all references to the Complete Merchant Solutions sites in these terms & conditions include all such sites. These terms & conditions do not apply to your use of unaffiliated sites to which any of the Complete Merchant Solutions sites only links.


Restrictions on Use of Materials

The content of this site and any other Complete Merchant Solutions site is protected by copyright and trademark laws, and is the property of Complete Merchant Solutions. Materials located within Complete Merchant Solutions sites may be accessed only for your business' use. You agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create works from such materials or content or in any way exploit the material or content of a Complete Merchant Solutions site. This means, you may download copies of posted materials for business use only, so long as you neither change nor delete any author attribution, trademark, legend or copyright or other proprietary notices. When you download copyrighted material, you do not obtain any ownership rights in that material. As noted above, reproduction, copying, or redistribution of any material within a Complete Merchant Solutions site is strictly prohibited without the express written permission of Complete Merchant Solutions. You also may not, without Complete Merchant Solutions' permission, "mirror" any materials contained within any Complete Merchant Solutions site or any other service. Any unauthorized user of any material contained within any Complete Merchant Solutions site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.


Products

The information, materials, products and services within Complete Merchant Solutions websites are subject to change. Not all products and services are available in all geographic areas. Your eligibility for particular products or services is subject to determination by and approval of Complete Merchant Solutions and/or affiliated companies.


Links

These terms & conditions apply only to the Complete Merchant Solutions sites, and not to the sites of any other companies or organizations, including those to which any of the Complete Merchant Solutions sites may link. We are not responsible for the availability of any other site to which any of the Complete Merchant Solutions sites link. We do not endorse or take responsibility for the content, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or web master. Permission must be granted by Complete Merchant Solutions for any type of link to any Complete Merchant Solutions site. To seek permission, submit your request in writing to: Complete Merchant Solutions, 815 West University Pkwy, Orem, UT 84604. We reserve the right, however, to rescind any permission granted by us and to require termination of any such link to any of the Complete Merchant Solutions sites, in our sole discretion at any time.


Warranty

The services, products, information, materials, and functionality on any Complete Merchant Solutions site are provided "AS IS" and without warranties of any kind, either express or implied, including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus or other harmful components. Neither Complete Merchant Solutions nor any of its affiliated companies warrant the accuracy, adequacy, completeness or timeliness of information, materials, products and services, or functionality on a Complete Merchant Solutions site or the error free use of a Complete Merchant Solutions site.

Neither Complete Merchant Solutions nor any of its affiliated companies nor any of its or their respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information, materials and functionality within a Complete Merchant Solutions site in terms of correctness, accuracy, reliability or otherwise. Complete Merchant Solutions is not a party to, and does not monitor, any transaction between users and third party providers of products or services.


Limitations on Liability

We will, under no circumstances, be liable for any damages, losses, or liabilities including without limitation, direct or indirect, incidental or consequential damages, losses, or liabilities, in connection with your use of a Complete Merchant Solutions site or your reliance on or use or inability to use the information, materials, products, services, or functionality on this site, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if Complete Merchant Solutions is advised of the possibility of such damages, losses, or expenses.


Security

Complete Merchant Solutions is committed to protecting the security of our users. At Complete Merchant Solutions sites, we always use industry-standard security technologies when transferring and receiving Customer Data exchanged within our website. Please keep in mind, however, that no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, we cannot guarantee the security of any information you transmit using our website and you transmit such information at your own risk. Complete Merchant Solutions further does not assume responsibility for use or disclosure of your information that are the result of unauthorized or illegal access to our systems or those of our vendors or partners.


Hyperlinks

Complete Merchant Solutions is not responsible for the content of third party sites hyperlinked from this page, nor does it guarantee the products or services offered on third party sites. Your use of the hyperlinks is at your own risk. You should review the privacy statement of a web site before you provide personal or confidential information.


Applicable Law

Your use of this web site is governed by the State of Utah and applicable federal laws.


Your Acceptance of These Terms

By using any of the Complete Merchant Solutions sites, you acknowledge that you have read, understood, and agree to be bound by the terms & conditions. Please review the site's terms & conditions, and if you do not agree to the terms, do not use this site. Your continued use of any Complete Merchant Solutions sites following the posting of changes to these terms will mean that you accept those changes.


Complete Merchant Solutions is a Registered ISO of Commercial Bank of California, Los Angeles, CA; Chesapeake Bank, Kilmarnock, VA; and Deutsche Bank AG, New York, NY.
American Express requires separate approval.

All trademarks, service marks, and trade names that are referenced in this material are the property of their respective owners.