What will the next disruptive technology be? Mobile (M-commerce), Virtual Currency and Coupon Commerce or 'Group Buying' have all hit the scene recently, allowing consumers more flexibility in the way they spend their money. As these trends continue to grow and new ones emerge, merchants must be able to evolve and adapt. Do you have the right payment processing partner to keep up with the changing markets?
With years of experience at the forefront of the electronic payments industry, CMS' leadership team understands the changing markets and you can count on us to be a steady constant regardless of how the landscape changes. We will remain on the bleeding-edge of technology and will continue to provide our merchants with the products and services they'll need to meet and exceed customer expectations.
Comprehensive Solutions: CMS provides a full suite of point-of-sale (POS) solutions for virtually all business types. Whether you accept payments online, at a physical office or storefront or over the phone, CMS offers state-of-the-art technology to process all major Credit & Debit cards; Gift & Loyalty cards; ACH, Remote Deposit Capture as well as other non-cash payment methods.
Online Reporting: SLYCE Reporting provides dynamic reporting and rich analytics to help you quickly and easily navigate through your account activity, giving you access to every transaction, refund, retrieval, chargeback and deposit.
Tokenization: This technology provides PCI Certified remote storage of payment information. In other words, it allows CMS merchants to transmit their customer's payment information for remote storage in a Level 1 PCI certified data facility. Once the customer record has been securely transmitted and a 'token' has been created, the merchant can initiate transactions remotely via the 'token' without accessing the credit card or electronic check information directly.
Expert Advice: In addition to receiving real-time transaction processing, our expert advisers can also assist you in determining real-time process improvements, based on analysis of your payment processing performance. We can help you identify which payment types and processes will work the best for your business.
CMS provides affordable, reliable and secure payment processing solutions for merchants across the U.S. We offer a full suite of industry leading payment and processing solutions that service all types and sizes of businesses. We facilitate electronic payment processing for all major Credit & Debit Cards; Gift & Loyalty Cards; EBT Government Cards, E-check, ACH, Remote Deposit Capture as well as other non-cash payment methods.
Our primary payment services include:
Credit Cards: Credit Card usage among consumers continues to rank as the highest form of payment in America and will likely remain the case for years to come. CMS enables acceptance of all the major card types, including Visa, MasterCard, American Express & Discover.
Debit Cards: With its convenience and security, debit card transactions have increased dramatically over the last decade. CMS supports both Offline Debit, which essentially transacts the same way a credit card does as well as Online Debit, which requires the consumer to enter a PIN number to complete the transaction.
Gift Cards: One of the easiest ways to increase sales is to start accepting Gift Cards. CMS allows merchants to purchase pre-designed cards or to customize cards to display their company logo, etc. Studies show that in the right environment, Gift Cards are proven to increase brand awareness and encourage repeat business.
Electronic Benefits Cards (EBT): EBT cards are stored-value cards issued by the government to distribute food stamp and cash benefits. EBT cards process very similar to Online Debit cards in that they contain magnetic stripes and require a PIN number.
Check Services (E-Check/ACH/RDC): When merchants accept electronic checks, ACH, or Remote Deposit Capture (RDC) also known as Check 21, they open their business up to accept payments from 85% of the adults in the U.S. who have checking accounts. Merchants are also further allowing their business to participate in the Business to Business (B2B) market, where over 50% of transactions are made by check. At CMS, we've developed an electronic check processing solution for merchants to tap into these markets and start accepting all forms of electronic checks.
At CMS, we pride ourselves on our ability to tackle all payment processing environments. Whether our merchants do business online, over the phone or at a retail storefront, gas pump or office, CMS can provide the tools and solutions you need to create a positive customer experience.
CMS has accumulated the depth of experience and knowledge necessary to support nearly all markets and our state-of-the-art technology enables us to provide the most efficient and reliable products and consultative merchant services in the payments industry. We are committed to supporting our merchants and partners now and into the future. Please see below for the markets we serve: